Search results “Money market investment banking”
In this video you have a great opportunity to learn major features of money market instruments in 5 minutes examples. T-BILLS, CD, CP, CALL MONEY, NOTICE MONEY and it is a very important part of competitive exam IBPS PO, SBI, SSC, CGL,SBI,RBI, CLERK and STATE LEVEL EXAMS Adda 247 is a collaboration of bankersadda.com and sscadda.com, a unique platform created for bank and SSC jobs. Videos on adda247 are educational videos focused on IBPS, Bank PO, Bank Clerk and SSC, SSC CGL and Other government jobs!
Money Market Funds
The basics of money market funds
Views: 45148 Khan Academy
BPI Money Market Fund: Low-Risk Investment for Short-Term Goals
In this video, Rienzie and Fitz talks about the BPI Money Market Fund. A Unit Investment Trust Fund or UITF investment that's low-risk and good for short-term goals. BPI Money Market Fund: https://goo.gl/EE988C Money Insights & Advice is a video project of Wealth Arki, Inc. Visit their website at http://www.wealtharki.com. BUY OUR BOOK: http://www.wealtharki.com/books/
Views: 26721 Wealth Arki
Money Market Instruments
Money Market Instruments Lecture By: Ms. Madhu Bhatia, Tutorials Point India Private Limited
Money Market Funds: High Yield, Safe Cash Investments
Money market funds beat most high yield savings accounts in terms of interest. How do they do it? We'll explain what is a money market fund, the benefits of investing in them for your cash position, as well as some potential risks to consider. Subscribe here for more content: http://bit.ly/SubscribeMichaelJay Navigation: 00:00 Introduction 00:20 How Warren Buffett invests his cash holdings 01:07 Vanguard Federal Money Market Fund (VMFXX) 01:58 Key differences between money market funds and bank accounts 03:09 How money market funds are invested 03:49 What are repurchase agreements? 04:46 Other notes on VMFXX 05:09 Vanguard Prime Money Market Fund (VMMXX) – where I park my investment cash 06:31 SEC money market reform – liquidity fees & gates 07:04 Liquidity fees – how much and when? 07:39 Gates and withdrawal suspension 08:27 Benefit of money market funds during rising rates 09:20 What are your thoughts? Private investing group: http://bit.ly/MichaelsInvestingMembershipGroup (Investing resources) Private email list: http://bit.ly/MichaelJayEmailList (Future discounts) OTHER CONTENT YOU MAY ENJOY BELOW // Value Stocks I'm Watching Series In this series, we will be focusing on value stocks that appear to offer significant upside for long term investors. https://www.youtube.com/watch?v=xuujRm10u-Q&list=PLNtmr_AnnWdxrbFd9ODrTOn8ie-3hBldP&index=1 // Stock Analysis Series In this series, we will analyze individual stocks so you can understand the business, risks, and value with investing in these companies. https://www.youtube.com/playlist?list=PLNtmr_AnnWdxIDK13PUiv2gqbfvnabqQp // My Public Stock Portfolio Series In this series, I grow my Robinhood investment account from $10 to $10,000, build a portfolio of value stocks, and document the entire process for you to see! https://www.youtube.com/watch?v=0hAjDu8NZn4&list=PLNtmr_AnnWdyATMMH5B-MAFWqicUb5zFj&index=1 DISCLAIMER: This video is a resource for educational and general informational purposes and does not constitute actual financial advice. No one should make any investment decision without first consulting his or her own financial advisor and/or conducting his or her own research and due diligence. There is no guarantee or other promise as to any results that may be obtained from using this content. Investing of any kind involves risk and your investments may lose value. CREDITS Outro: https://soundcloud.com/kevatta/vibin-kevatta-x-saib Saib: https://soundcloud.com/saib_eats Kevatta: https://soundcloud.com/kevatta This video: https://youtu.be/ZQYhUwFx7fQ This channel: http://bit.ly/MichaelJayInvesting Michael Jay - Value Investing
Money and Finance: Crash Course Economics #11
So, we've been putting off a kind of basic question here. What is money? What is currency? How are the two different. Well, not to give away too much, but money has a few basic functions. It acts as a store of value, a medium of exchange, and as a unit of account. Money isn't just bills and coins. It can be anything that meets these three criteria. In US prisons, apparently, pouches of Mackerel are currency. Yes, mackerel the fish. Paper and coins work as money because they're backed by the government, which is an advantage over mackerel. So, once you've got money, you need finance. We'll talk about borrowing, lending, interest, and stocks and bonds. Also, this episode features a giant zucchini, which Adriene grew in her garden. So that's cool. Special thanks to Dave Hunt for permission to use his PiPhone video. this guy really did make an artisanal smartphone! https://www.youtube.com/watch?v=8eaiNsFhtI8 Crash Course is on Patreon! You can support us directly by signing up at http://www.patreon.com/crashcourse Thanks to the following Patrons for their generous monthly contributions that help keep Crash Course free for everyone forever: Fatima Iqbal, Penelope Flagg, Eugenia Karlson, Alex S, Jirat, Tim Curwick, Christy Huddleston, Eric Kitchen, Moritz Schmidt, Today I Found Out, Avi Yashchin, Chris Peters, Eric Knight, Jacob Ash, Simun Niclasen, Jan Schmid, Elliot Beter, Sandra Aft, SR Foxley, Ian Dundore, Daniel Baulig, Jason A Saslow, Robert Kunz, Jessica Wode, Steve Marshall, Anna-Ester Volozh, Christian, Caleb Weeks, Jeffrey Thompson, James Craver, and Markus Persson -- Want to find Crash Course elsewhere on the internet? Facebook - http://www.facebook.com/YouTubeCrashCourse Twitter - http://www.twitter.com/TheCrashCourse Tumblr - http://thecrashcourse.tumblr.com Support Crash Course on Patreon: http://patreon.com/crashcourse CC Kids: http://www.youtube.com/crashcoursekids
Views: 716160 CrashCourse
Money Markets Vs  CD's for investing
Money Markets and CD's are both good choices when it comes to saving money because both options are going to offer you better interest rates compared to your basic savings and checking accounts. Having said that, each one is better suited for certain situations and you need to make sure you choose the right option for you. Make sure to join the conversation below by commenting with your thoughts and suggestions. Also make sure to subscribe so we can grow this community even larger!
Money Markets and Capital Markets (Corporate Finance Series)
In this corporate finance presentation we explain how the financial markets are separated into 2 types of markets, the money markets and the capital markets. The money markets carry a lot of funds and are all debts with terms of less than 1 year (treasury bills, commercial paper, certificates of deposit) while capital markets have debt and equity (shares, bonds, preferred shares). Watch this video to get an idea of the differences between the two! Subscribe: http://www.youtube.com/subscription_center?add_user=ininjanotes ** Ninjanotes is privately owned and exclusive to ninjanotes.ca. Our products and services are not associated with any other "ninja" products or business tutorial/test prep material. ** Website: http://www.ninjanotes.ca Follow us on Facebook: https://www.facebook.com/pages/Ninja-Notes/334589563245679 Follow us on Twitter: http://twitter.com/ininjanotes We appreciate all of the support you guys have given us. Be apart of the mission to help us reach more students by subscribing, thumbs upping and adding the videos to your favorites!
Views: 72858 NP
Investment Banking Areas Explained: Capital Markets
Capital markets are one of the most fascinating areas of investment banking. Companies need these services when they are about to go public or want to issue debt sold to the public. When a company wants to raise equity, we talk about ECM, standing for Equity Capital Markets, and when it wants to raise debt, we talk about DCM, standing for Debt Capital Markets. On Facebook: https://www.facebook.com/365careers/ On the web: http://www.365careers.com/ On Twitter: https://twitter.com/365careers Subscribe to our channel: https://www.youtube.com/365careers
Views: 111475 365 Careers
19. Investment Banks
Financial Markets (2011) (ECON 252) Professor Shiller characterizes investment banking by contrasting it to consulting, commercial banking, and securities trading. Then, in order to see the essence of investment banking, he reviews some of the principles that John Whitehead, the former chairman of Goldman Sachs, has formulated. These principles are the basis for a discussion of the substantial power that investment bankers have, and their role in society. Government regulation of these powerful investment banks has been a thorny issue for many years, and especially so now since they played a significant role in world financial crisis of the 2000s. 00:00 - Chapter 1. Key Elements of Investment Banking 09:50 - Chapter 2. Principles and Culture of Investment Banking 16:54 - Chapter 3. Regulation of Investment Banking 27:21 - Chapter 4. Shadow Banking and the Repo Market 33:04 - Chapter 5. Founger: From ECON 252 to Wall Street 46:24 - Chapter 6. Fougner: Steps to Take Today to Work on Wall Street 53:49 - Chapter 7. Fougner: From Wall Street to Silicon Valley, Experiences at Facebook 57:56 - Chapter 8. Fougner: Question and Answer Session Complete course materials are available at the Yale Online website: online.yale.edu This course was recorded in Spring 2011.
Views: 311125 YaleCourses
Money Market Account Definition: What is a Money Market Account?
What is a money market account definition? How does a money market account work? A money market account, or a money market deposit account (MMA, MMDA) is a specific type of savings account offered by banks or other financial institution like credit union. How does it work? You go to a bank and open a money market account. You deposit some amount of money to your account, let's say, 5 thousand dollars. And the bank pays you interest on money. The bank uses that money for financial investments. You don't care about that. Your money, under $250.000, is insured by FDIC – The Federal Deposit Insurance Corporation. It means, if the bank goes out of business, you get your money back. Money market accounts are similar to a savings accounts, and a certificates of deposit. What is the difference? What are the differences between savings accounts and money market accounts? Three are four key differences. First. An interest rate. It varies quite a bit from bank to bank, but money market accounts tend to pay higher interest rates than savings accounts. The amount of interest depends on the account balance. It is called tiered interest rate. The more money you invest, the better the return. Second. Money market accounts have restrictions on how often you can withdraw your money. In most cases you are limited to three or six withdrawals a month. Third: Minimum amount. If you are willing to open a money market account, be ready to maintain one thousand dollars or something like that, depending on your bank. And number four difference: How to withdraw? A bank requires you to wait for a few days if you want to get your money back. So, is a money market account a good way to build savings. Yes, it is. Is it a good choice, if you want to have an opportunity to withdraw your money immediately, in one day or in two days? No, it is not. Saving account is better for that. Bank of America, Wells Fargo, JP Morgan Chase, Citigroup – all these banks and thousands of other banks all over the United States offer money market accounts, because a money market account is a commonly used financial instrument in the US and other countries. Before you go, I want you to know, that money market account equals to money market deposit account, equals to MMA or MMDA. Thanks for watching this. Like this video, share it with Facebook, Twitter, post a comment if you have an experience with money market accounts.
Views: 23805 Joyful Investor
What is a Money Market Mutual Fund (and How To Invest in One)?
In this video I explain what a money market fund is and how you can invest in one. Below you can find a list of different money market products from some top Asset Management and Investment houses. FBNQuest Asset Management - https://fbnquest.com/asset-management/our-products/mutual-funds/fbn-money-market-fund/?nav=f3s3t2nbdcFBN%20Money%20Market%20Fund ARM - https://arminvestmentcenter.com/product/money-market-fund/ Stanbic IBTC Asset Management - http://www.stanbicibtcassetmanagement.com/nigeriaassetmanagers/Business/Mutual-funds/SIBTC-Money-Market-Fund AXA Mansard - https://online.axamansard.com/iportal/MoneyMarketFunds.aspx Investment One - https://www.investment-one.com/funds-management/mutual-funds/abacus-money-market-fund/ Afrinvest - http://www.aaml.afrinvest.com/products-and-services/afrinvest-plutus-fund/
Views: 4360 Eniola Abumere
9 Difference Between Money Market And Savings Account
1. A savings account might be appropriate when you want to put cash away for larger emergencies or future major purchases. 2. A money market account might make sense when you want to write checks on an account, but not too many.  3. In a money market deposit account, the bank can take your money and invest it in other investments that are very safe. 4. Commonly, savings accounts offer rates between 3 and 4% on deposits, with introductory rates sometimes higher than that. Money market accounts offer a rather wide range of rates and these rates often go up and down pretty regularly depending on the investments available to the bank. 5. Money market deposit accounts often have a few additional restrictions and benefits. Some may require a minimum balance; others require you to wait a few days (up to seven) for withdrawals. 6. A money market account may require more funds from a depositor than an ordinary savings account. 7. A traditional savings account, meanwhile, may require a lower opening deposit and monthly minimum balance requirement. 8. Only money market accounts from chartered banks carry FDIC insurance, which protects up to $250,000 in deposits per customer, per institution. 9. At your local bank, the money market account is probably a substantially better deal.
Views: 3743 Patel Vidhu
Money Market Accounts As An Investment - How It Works, Pros And Cons
Money market accounts are offered by banks and credit unions and are very similar to deposits and savings accounts. However, they provide investors with higher interest rates, therefore you can generate higher yields. Money market account as an investment - how it works, how to manage it and what are its pros and cons. Read the full article on: https://infoforinvestors.com/money-market-accounts
Views: 5824 The Smart Investor
Money market mutual funds
Money market mutual funds Although banks are convenient and safe, money market mutual funds and short-term bond funds are good alternatives to what the bank has to offer. First let's examine money market mutual funds. These can be thought of as a variant of a bank checking account. The main advantage that money market mutual funds offer is higher yields. Money funds invest in short-term, high quality securities Money market mutual funds are investment companies that buy short-term securities like 90-day US Treasury bills, large bank certificates of deposit, and short-term corporate debt called commercial paper. Money market mutual funds must invest in short-term securities so that the average maturity of the portfolio cannot exceed 90 days. Because of these short-term investments, money market mutual funds are virtually immune from the interest rate risk that haunts mutual funds that invest in longer-term bonds. Money fund safety versus bank accounts By law money market mutual funds must invest at least 95 percent of their assets in either US government securities or other securities of the highest credit rating. Thus, money market mutual funds almost can be thought of as being safer than bank deposits. Money market mutual funds do not enjoy the federal deposit insurance that banks have. However, this deposit insurance is not the cure-all that many think that it is. For instance, if a bank folds, the deposits in the bank may be frozen for up to 30 days. As long as your deposit is under $100,000 you eventually should get all of your money back, but that could take months. Also, when a bank fails, you will get your original deposit back, but you may have to give up some of the interest you earned. Why banks are risky without insurance Without the deposit insurance, banks would be riskier places for deposits than money market mutual funds. Banks take most of their deposits and lend the money on either a long-term basis for things like commercial real estate, or lend the money to high risk borrowers like credit card users or auto purchasers. Banks typically keep less than 20 percent of their deposits in their vaults to pay off depositors. If enough depositors want their money back, banks can't call their long-term loans back to fulfill the depositors demands. When this happens, the bank must merge with someone or file for bankruptcy. Unfortunately, this isn't a rare occurrence. In the 1980s over 800 commercial banks and 600 savings and loans filed for bankruptcy. Why money funds are safe Money market mutual funds are less likely to fail because they invest in high-grade, liquid, short-term debt. If lots of fund investors want their money back, the mutual fund simply sells the high-grade securities to the market, and uses the proceeds to pay off customer redemptions. In fact, to date only one money market mutual fund has lost money for its investors, and that was a strange fund that was set up to invest for banks and was closed to the public at large. Mutual funds also provide another safety valve that banks don't. The securities that the mutual fund purchases on behalf of investors are stored with a third-party custodian. This third party helps to prevent the mutual fund management from embezzling or otherwise misusing investor's funds. Invest in US government bond funds Still, if you want ultimate safety, you should consider investing in a so-called US government money market fund. These funds typically place all their investments in securities that are backed by the "full faith and credit" of the US government. Even here, you need to be a little careful. Beware of investing in so-called "government plus" money market funds. Such funds may invest in derivative securities which are backed by US government obligations. Such derivative securities may have little credit risk, but they may have a good deal of interest rate risk, even if they are short-term securities. The American money markets are extremely efficient, and any fund that has a higher than average yield is either run frugally or is taking on extra risks. Be aware of what you're getting. To avoid nasty surprises in this kind of mutual fund, or any mutual fund, make sure to read the fund's prospectus before investing. Why money funds provide higher returns Tax-exempt money funds Copyright 1997 by David Luhman
Views: 9079 MoneyHop.com
Never Buy Investments From A Bank - Dave Rant Rant
Never Buy Investments From A Bank - Dave Rant Rant Subscribe to stay up to date with the latest videos: http://www.youtube.com/user/DaveRamseyShow?sub_confirmation=1 Visit the Dave Ramsey store today for resources to help you take control of your money! https://goo.gl/gEv6Tj Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you'll see exclusive content from people like Rachel Cruze, and Chris Hogan, Christy Wright and Chris Brown —as well as all kinds of other video pieces that we'll unveil every day. The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!
Views: 94936 The Dave Ramsey Show
Play It Safe With Money Market Funds? - Ask a Fool
Our Ask a Fool segment is YOUR chance to get a Fool's perspective on your investing questions. Got a question for us? Ask away! Send us an email at [email protected], or leave your question in the comments below. Fool on! Motley Fool Stock Advisor analyst Jim Mueller takes a question posted by a Fool reader on a Stock Advisor discussion board: "I have some money which I'll need to use in 8-14 months. The standard advice (e.g., from Vanguard) is to put all of this into a money market fund immediately, but those pay really low rates. I know this is the safest thing, but I'm curious what a Fool would do?"
Views: 6799 The Motley Fool
10 Types of Money Market Instruments in India | Money Market Explained
Money Markets Explained - Money Market Instruments discussed - 1. Call Money Market 2. T-Bills 3. CDs 4. CPs 5. Commercial Bills 6. Banker's Acceptance 7. CBLO 8. Repo 9. Bills Rediscounting 10. Money Market Mutual Funds Yadnya Book - 108 Questions & Answers on Mutual Funds & SIP - Available here: Amazon: https://goo.gl/WCq89k Flipkart: https://goo.gl/tCs2nR Infibeam: https://goo.gl/acMn7j Notionpress: https://goo.gl/REq6To Find us on Social Media and stay connected: Facebook Page - https://www.facebook.com/InvestYadnya Facebook Group - https://goo.gl/y57Qcr Twitter - https://www.twitter.com/InvestYadnya
Shadow Banking (Hedge Funds, Money Market Funds, etc.) Explained in One Minute
A one minute video which explains why people shouldn't limit themselves to worrying about banks. So-called shadow banking institutions such as hedge funds or money market funds can be just as systemically dangerous. Can shadow banking institutions make our entire financial system collapse? Yes, they most definitely can. Please like, comment and subscribe if you've enjoyed the video. To support the channel, give me a minute (see what I did there?) of your time by visiting OneMinuteEconomics.com and reading my message. Bitcoin donations can be sent to 1AFYgM8Cmiiu5HjcXaP5aS1fEBJ5n3VDck and PayPal donations to [email protected], any and all support is greatly appreciated! Oh and I've also started playing around with Patreon, my link is: https://www.patreon.com/oneminuteeconomics Interested in reading a good book? My first book, Wealth Management 2.0 (through which I do my best to help people manage their wealth properly, whether we're talking about someone who has a huge amount of money at his disposal or someone who is still living paycheck to paycheck), can be bought using the links below: Amazon - https://www.amazon.com/Wealth-Management-2-0-Financial-Professionals-ebook/dp/B01I1WA2BK Barnes & Noble - http://www.barnesandnoble.com/w/wealth-management-20-andrei-polgar/1124435282?ean=2940153328942 iBooks (Apple) - https://itun.es/us/wYSveb.l Kobo - https://store.kobobooks.com/en-us/ebook/wealth-management-2-0 My second book, the Wall Street Journal and USA Today bestseller The Age of Anomaly (through which I help people prepare for financial calamities and become more financially resilient in general), can be bought using the links below. Amazon - https://www.amazon.com/Age-Anomaly-Spotting-Financial-Uncertainty-ebook/dp/B078SYL5YS Barnes & Noble - https://www.barnesandnoble.com/w/the-age-of-anomaly-andrei-polgar/1127084693?ean=2940155383970 iBooks (Apple) - https://itunes.apple.com/us/book/age-anomaly-spotting-financial-storms-in-sea-uncertainty/id1331704265 Kobo - https://www.kobo.com/ww/en/ebook/the-age-of-anomaly-spotting-financial-storms-in-a-sea-of-uncertainty Last but not least, if you'd like to follow me on social media, use one of the links below: https://www.facebook.com/oneminuteeconomics https://twitter.com/andreipolgar https://ro.linkedin.com/in/andrei-polgar-9a11a561
Views: 24931 One Minute Economics
Everyone know I am obsessed with teachings other how to maximize their personal finances, and how to invest properly in the stock market. In this video I will go over the best high yield-savings accounts, CD’s (certificates of deposit), and money market accounts to build up savings for 2019 and beyond. If your new here, subscribe, and click on bell notifications for new updates so you don’t miss them. ——Socialization Happens Here:—— https://twitter.com/Youngest_Invest https://www.instagram.com/theyounginvestor2/ https://plus.google.com/111951346175621609427 ——TO GET RICHER EVERYDAY, SIMPLY CLICK THE SUBSCRIBE BUTTON BELOW AND BELL NOTIFICATIONS :D—— https://www.youtube.com/channel/UCOTG6_kWH818ry6lKDd7--g?view_as=subscriber ——Equipment I use:—— **Red Sony Headset** **2015 MacBook Air** **Standard iMovie Program of the Macbook** **VidIQ for Video Statistics** #70-700Challenge Every 3 new subscribers I get, I will donate $1.00 to my portfolio. —Disclosure:— This is not to be taken as professional advice or professional investing material. The content I provide just serves as a suggestion or clues to investors, day traders, speculators, etc. on how to operate in the stock market, and what’s going on in the market as a whole. I strongly advise you either speak to a local professional or do your due research. Thank you.
BDO Equity Fund: Product Feature
In this episode, Fitz and Rienzie talks about one of Banco de Oro's Unit Investment Trust Fund (UITF) -- the BDO Equity Fund. Learn what it's all about and how much you need to invest in this UITF. Money Insights & Advice is a video project of Wealth Arki, Inc. Visit their website at http://www.wealtharki.com. BUY OUR BOOK: http://www.wealtharki.com/books/
Views: 19675 Wealth Arki
Banks and the Market for Liquidity - 89. Money Market Mutual Funds
Economics of Money and Banking
Views: 373 koniec19
Money Market vs. Loanable Funds Market- Macro Unit 4.15
In this video I explain the difference between the money market and the loanable funds market and explain why one of them is labeled nominal interest rate and the other is labeled REAL interest rate. I also show how both graphs are related to each other and how they can shift in the short run and in the long run. In the bonus round I talk about the natural rate or interest and the Swedish economist Knut Wicksell. Sverige är bäst Please keep in mind that this video is designed for students that have already learned these concepts and graphs. If it goes over your head, please go back and watch the Macro Unit 4 Summary Video or the videos below. Thank you so much for watching my videos and subscribing to my channel. You rock! Liquidity Trap Video https://www.youtube.com/watch?v=p47uvsjB5E0 The Money Market https://www.youtube.com/watch?v=vc7wmTT8m0M&index=10&list=PLD7C33AB80B405B9A Loanable Funds Market https://www.youtube.com/watch?v=hucfTz4sPfU&index=19&list=PLD7C33AB80B405B9A Do you need help in your macro class? Please check out my Ultimate Review Packet. It has everything you need including practice questions access to additional practice videos. Here is the link: http://www.acdcecon.com/review-packet
Views: 82608 Jacob Clifford
Highest Interest Rates, Money Market Savings FDIC Insured (2.4% Jan 2019)
January 2019 update: competitive banks are paying 2.4% interest on money-market type savings accounts, FDIC insured, compared to about 0.20% for average banks. Newer version at https://youtu.be/4USuchrreiI Why earn only 0.2% when you can earn 10 times as much at a competitive bank? In these money-market type accounts, you can deposit or withdraw your cash at any time, in any amount, without penalty. To find out the best competitive interest rates, go to bankrate.com and click Savings/Checking, then click Savings/Money Market, then choose Sort By: APY (Annual Percentage Yield). You get a list of banks, highest interest rates first. The ones paying the highest interest are probably not ones you have heard of. They tend to be smaller banks, maybe not present in your state. But that should not keep you from using them. They are all insured by the U.S. government (FDIC, Federal Deposit Insurance Corporation), so your money is safe. You can keep your existing bank account and transfer your savings there online or by mailing a check, and then transfer back to your checking account online, or for some accounts, write a check when you need the money. To make sure that the bank is insured by FDIC, go the FDIC website, fdic.gov, click Bank Find, and enter the name of the bank. If your bank fails, the FDIC will merge your account into a new bank or pay you back. You won't lose anything in the bank failure. December 2018 Update: I found that money market fund interest rates have gone up quite a lot in the past several months. They are now competitive with the best banks. Money market funds pool their investors' money and purchase interest-bearing instruments. These funds are not government-insured, but some invest in extremely safe US Government securities like US Treasury bills. For example, the Vanguard Federal Money Market Fund (VMFXX) and Vanguard Treasury Money Market Fund (VUSXX) are both earning 2.2%. If you can afford it ($50K minimum), choose the VUSXX fund, which invests only in US Treasury securities, so it is 100% exempt from state and local income taxes. Otherwise, invest in the VMFXX fund (minimum $3K), which invests in US Government securities and repurchase agreements backed by those securities; it is partially exempt from state and local income taxes (70% of earnings in 2017 were state-tax-exempt). The state tax exemption is especially important for high-tax states like California and New York, effectively boosting your return by an additional 0.2%. For bank deposits, if you are so fortunate to have savings that exceed the FDIC insurance limit of $250,000 per bank and account registration, you can divide up your cash between different banks, or register multiple accounts at the same bank with different ownership combinations (for example, with different co-owners or beneficiaries). Keep no more than $250,000 in each account for maximum coverage. For details, see the FDIC website. Similarly, SIPC (Securities Investor Protection Corporation) protects your stock brokerage assets up to $500,000 per account registration (but only up to $250,000 of assets in cash). Therefore, you should keep no more that $500,000 in assets in each brokerage account registration. (This protection applies to failure of the brokerage, not losses due to your stocks going down in value.)
Views: 1987 G Chang
Money Market Yields, Lecture 019, Securities Investment 101, Video 00022
The money markets are concerned with very liquid securities investment products based upon cash-flows, with usually less than one year to maturity and without associated coupons. Typical investment products include government treasury bills, certificates of deposit, commercial paper, and short-term zero-coupon bonds. Although investment yields are often lower than long-term bonds and other equity-based investments, the high liquidity in the money markets means you can get in and out of your positions relatively quickly and easily. Therefore the money markets attract large investors such as insurance companies who may need to turn investments into cash at very short notice. The key yield curve in the money markets is the Inter-Bank Offer Rate (such as LIBOR), which itself is closely related to the market riskless rate. Many corporate products (such as commercial paper) have yields based upon a 'spread' to floating Inter-Bank Offer Rates (i.e. they offer higher yields than bank-to-bank loans and treasury bills). There are also four other key yield measures employed in the money markets. These are the Bank Discount Yield, the Holding Period Yield, the (simple) Money Market Yield, and the Effective (compounded) Annual Yield. This lecture discusses all four, how they are used, how they are related, and how they offer different kinds of short-term investment information. Previous lecture: http://www.youtube.com/watch?v=iAbD-T2GfnE Next lecture: http://www.youtube.com/watch?v=kGiluWlcaqI For financial education from London to Singapore and beyond, please contact MithrilMoney via the following website: http://mithrilmoney.com/ This MithrilMoney lecture was delivered by Andy Duncan, CQF. Please read our disclaimer: http://mithrilmoney.com/disclaimer/
Views: 7719 MithrilMoney
In this show we shall get down to the "real thing" in banking i.e. Financial Market. W e shall focus on the short term market that is the Money Market.This topic is very important for upcoming exams like SBI PO, LIC, SBI PO 2017, RAILWAYS, CLERK, IBPS,SSC CGL and other competitive exams 1. To get all latest videos in your mailbox, subscribe to our youtube channel - https://www.youtube.com/adda247live 2. Get all updates on facebook, like us our facebook page - https://www.facebook.com/adda247live 3. Join us at twitter - https://twitter.com/adda247live
Investment Basics: Kowing the right investment fund for you
Find out the right investment fund that suits your investment goal and risk tolerance, as BPI Asset Management's Investment Counselor, Janina Lapuz, discusses the different types of investment products and how the client Suitability Assessment can help you discover your risk profile. Learn about the 4 risk profiles - Conservative, Moderately Conservative, Aggressive, Moderately Aggressive, too. To know more about BPI's investment funds, contact our Investment Counselors through: Website: www.bpiassetmangement.com E-mail: [email protected] Telephone Numbers: +632 816-9944, +632 816-9920 _________________________________________________________________ This material, which is strictly for information purpose only, is for your sole use, and does not constitute a recommendation or an offer to sell or a solicitation to buy any financial product. Past performance is not a guarantee of future results. The views expressed in this report reflect the writer's personal views and not necessarily the Bank of the Philippine Islands'.
What do investment banks actually do? - MoneyWeek Investment Tutorials
MoneyWeek’s Tim Bennett explains what investment banks actually do- and how they earn their huge profits. MoneyWeek videos are made by MoneyWeek, the UK’s most popular financial magazine. Founded in 2000, MoneyWeek aims to provide intelligent and enjoyable commentary on the most important financial stories. It also tells you how to make money from the latest financial news. For more videos and exclusive content please visit http://moneyweek.com/video-tutorial/
Views: 575110 MoneyWeek
Money Market chapter #6 | Banking Awareness | T Bills , Certificate of deposit ,Call Money with MCQ
दोस्तों नोट्स और Updates के लिए Telegram पर हमें JOIN करे । https://t.me/cafofficial ******************************************************** Follow Us below social links to reach out us. Like Our Facebook Page : https://goo.gl/V9RrYz Join our Study Group : https://goo.gl/Ygba1C Join our Twitter Handle : https://goo.gl/P6vHCs Join our Gplus updates : https://goo.gl/C97U5g Visit our Website : https://goo.gl/36WzZb For Business Queries contact Us : [email protected] *********************************************** Watch Quantitative Videos playlist : https://goo.gl/eyU3rM Watch Reasoning Videos Playlist : https://goo.gl/GLf2yu Watch English Videos Playlist : https://goo.gl/FSp3Fy Watch Computer Awareness Playlist : https://goo.gl/HfhxsV 2017 Banking / Govt Job Details ,Syllabus ,review Notification : https://goo.gl/yhR1JU If you are Preparing for SSC and Other Govt Exams then watch these Science Videos Also : Watch Advanced Mathematics playlist : https://goo.gl/5hkFQP Watch Reasoning For SSC CGL,CHSL,UPSC,State PSC ,Railway : https://goo.gl/SbxHbH Watch Quantitative Aptitude Videos chapter wise *********************************************** Simplification : https://goo.gl/6ItFLN Number System : https://goo.gl/QMZPpF Ratio and Proportion : https://goo.gl/2onZVW Percentage : https://goo.gl/nrCHxG Ages : https://goo.gl/Wg0zYE Number Series : https://goo.gl/ee7TGW Approximation : https://goo.gl/B4Oa7A Quadratic Equations : https://goo.gl/bovORD Surds and Indices : https://goo.gl/nY8ayV Partnership : https://goo.gl/UUdl2K Time and Work : https://goo.gl/Rf4eGh Pipe and Cisterns : https://goo.gl/jN2EBm Average : https://goo.gl/Pdn3fb Time Speed and Distance : https://goo.gl/HtgCvR profit and loss : https://goo.gl/maUx2S simple interest and compound interest : https://goo.gl/ibFuqa Mixture & Alligation : https://goo.gl/b7k1Ef Data Interpretation : https://goo.gl/ZgPYHb Boat and Stream : https://goo.gl/ME86nC Permutation and Combination : https://goo.gl/GwH59V Probability : https://goo.gl/j4KrAH Mensuration : https://goo.gl/lYo2zV Mix Quantitative Aptitude Questions (SSC , Bank , Railway Exams) : https://goo.gl/UsW7nn ********************************************* Watch Reasoning Videos chapter-wise from here : ********************************************* Syllogism : https://goo.gl/aVL4aW InEquality : https://goo.gl/DanpUW Alphabet series : https://goo.gl/u4X609 Digit Aptitude : https://goo.gl/B0EcyG Statement and Argument : https://goo.gl/39q11k Data Sufficiency : https://goo.gl/HkO7fA Ranking: https://goo.gl/kW2riL Direction Sense Test: https://goo.gl/Nu0KTs Coding Decoding : https://goo.gl/mdBiVv Blood Relation : https://goo.gl/J93Wfc Machine Input Output : https://goo.gl/M6rolH Puzzles : https://goo.gl/IVKZ8U Seating Arrangement : https://goo.gl/VceLIV Critical Reasoning : https://goo.gl/hlIYjq Course of Action : https://goo.gl/dFfyMS How Many Pair : https://goo.gl/s1C3p4 Logical Venn Diagrams : https://goo.gl/iloJ9G Analogy : https://goo.gl/vvD5Xs ******************************************* Bank Descriptive Paper Letter and Essay : https://goo.gl/DnfeXG Error Spotting for Competitive Exams : https://goo.gl/KOqRY2 ************************************* Biology : https://goo.gl/n0rdVc Physics : https://goo.gl/fkms60 Chemistry : https://goo.gl/YiCJ0P ************************************* Static GK : https://goo.gl/p1tXyp ************************************* Computer Networks : https://goo.gl/AKRGJI ************************************************************** If you are Preparing for SSC ,Railway and other Exams Except Bank then watch Advance maths also .. ************************************************************** Trigonometry : https://goo.gl/eZo1MN Algebra : https://goo.gl/JG4ybW Geometry : https://goo.gl/TMva6V Height and Distance|Trigonometry : https://goo.gl/xOsRK7 Quadrilaterial(चतुर्भुज ) All Type: https://goo.gl/fd7WZY DI for SSC Exams : https://goo.gl/FltPFW About us : We are dealing in various exams of SSC , Bank and other Govt exams . you can check our awesome portfolio . Our Work : 1.Quantitative Aptitude 2.Logical Reasoning 3.Current Affairs Weekly Wise 4.Computer Aptitude 5.English Language
8 Types of Investments You Should Know
Free Beginners Stock Investing Course -- http://bit.ly/2CgSOLH Subscribe For More Videos -- http://bit.ly/2BKP2u4 There are many different types of investments an individual can make, however, not all investments are created equally.  Investment number 1 is a high-interest savings account. This is one of the safest ways to invest your money because there's no volatility. By placing your money in a high-interest savings account, you’re earning annual interest on your money. Now the reason I specifically say “high” interest savings accounts is because typical savings accounts offer little to no interest at all. A typical savings account usually offers around 0.10% while a high-interest account usually offers around 1.3%. Now 1.3% is by no means a high return, but the benefit here is security. You know that when you invest your money in a savings account, you’re guaranteed at least the amount you invested plus the interest earned each year. The second type of investment is a money market account. This is also one of the safest ways to invest your money because there's no volatility. I’m not going to go into too much detail because money market accounts are just another type of high-interest savings account. Although you have access to your funds with a money market account, you typically have less access than with a savings account. With a money market account, the interest rates vary, however, this type of investment usually returns somewhere between 1% and 2%. If you choose a money market account, make sure there are no monthly fees. The third type of investment is a certificate of deposit which is more commonly referred to as a CD. This is also one of the safest ways to invest your money because there's no volatility. A CD is a promissory note from a bank that pays a fixed interest over a specified amount of time. A CD is very similar to a savings account, however, it’s a very illiquid investment, meaning it’s not easily converted to cash. With a CD, investors typically set a maturity date, usually between 1 month and 5 years, which means that the investor will have to pay a penalty fee if they withdraw the money early. The fourth type of investment is a bond. Although bonds are still one of the safest investments you can make, they are just a bit riskier than the previous three. A bond is, in essence, an I Owe You Note issued by the government (local, state, or federal) or corporations. When either a company or the government is looking to fund a new project, they may issue bonds to raise the money. There are a few components to bonds. The bonds face value is the amount of money that was borrowed. The coupon rate is the rate of interest on the face value. The maturity date is when the bonds face value will be paid back to the lender. The fifth type of investment is a mutual fund. A mutual fund is basically a collection of stocks. Mutual funds vary in risk depending on the type of fund, but for the most part, mutual funds are safer than just stocks. Mutual funds are a great option for investors with little cash to invest. Some funds have investment minimums, but others have no minimums. Mutual funds are safer because they are pre-diversified collections of investments. There are many different types of mutual funds such as technology funds, bond funds, real estate funds, energy funds, foreign funds, emerging market funds, and so on. Mutual funds are operated by a fund manager that chooses and maintains the portfolio. The sixth type of investment is an Exchange Traded Fund, also known as an ETF. ETFs are similar to mutual funds, however, they are a bit riskier and are traded on an exchange like stocks. Mutual funds can only be bought or sold at the end of the day at their Net Asset Value (NAV), whereas ETFs can be bought and sold at any point throughout the day. One advantage to ETFs over Mutual funds is that they are more tax advantages. ETFs are a more hands-on investment than mutual funds. The seventh type of investment is a stock which is riskier than ETFs because there is no diversification and it is a very hands-on investment. A stock is a share of ownership of a company. The eighth type of investment is real estate. Now, this type of investment requires a lot of capital, but is a very worthwhile investment. There are two main ways you can invest in real estate: Flipping properties and renting properties. So just to recap, the 8 investments mentioned in this video are some common investments along with their riskiness. If you're a beginning investor, I encourage you to look into each of these investments further to see where you may be comfortable investing your money. In the next video, I’m going to show you the easiest way you can invest your money. I’ll see you then. Social Links: Website: www.wharmstrong.com Twitter: https://twitter.com/wharmstrong1 Facebook: https://www.facebook.com/wharmstrong1/ Instagram: https://www.instagram.com/wharmstrong1/
Views: 9213 Will Armstrong
Investment Advice : About Money Market Accounts
A money market account is similar to a savings account where money is deposited and used by the bank for investments. Invest money in a money market account as a secure, low-risk investment option with advice from a financial consultant in this free video on investments. Expert: John Pinelli Bio: John Pinelli is a financial representative. Filmmaker: Bing Hugh Series Description: Investing in the stock market is likened to gambling and is not for the faint of heart. Learn about different ways to invest in the stock market with tips from a financial consultant in this free video series on investing.
Views: 21606 ehowfinance
Money Market Returns Vs Bank Interest Rates - Charles Miano (11/02/19) @NaboCapital
Charles Miano (Investment Analyst MMF & FIF at Nabo Capital) shares a comparison on today's (11th of Feb. 2019) MMF (Money Market Fund) and Bank Interest Rates. #InvestInAfrica #InvestingWithPurpose Contact Us Today Mobile - 0709 902 700 Website - https://lnkd.in/gGPw9-p Email - [email protected] Office Location - 5th Floor, International House
Views: 309 Nabo Capital
How to invest in Money Markets
Subscribe to eNCA for latest news. No Fear. No Favour: http://bit.ly/eNCAnewsConnect with eNCA now to follow top stories and have your say: In our “Investment 101” feature, we talk about investing in money markets. Ian Ferguson from the Nedgroup joins Moneyline to explain how consumers can invest in the money market. http://www.enca.com https://www.facebook.com/eNCAnews https://twitter.com/eNCAnews
Views: 1752 eNCA
Types of Financial Markets - Money Market, Capital Market, Currency Markets
Types of Financial Markets - Money Market, Capital Market, Currency Markets. A video covering Types of Financial Markets - Money Market, Capital Market, Currency Markets Twitter: https://twitter.com/econplusdal Facebook: https://www.facebook.com/EconplusDal-1651992015061685/?ref=aymt_homepage_panel
Views: 55236 EconplusDal
What is money market? Debt fund, Liquid Fund vs Bank fixed deposit, (FD).
HELLO Friends #jagoindiajagopradipdubey In this video we are going to teach you differences between Debt fund, Liquid Fund, Saving Account vs fixed deposit, fd. यदि आप Bank FD करते हैं, तो आपको लगभग 7 से 8 प्रतिशत सालाना की दर से Interest Return होता है, लेकिन यदि आप किसी ठीक-ठाक Money Market Fund यानी Liquid Fund में Invest करते हैं, तो आपको कम से कम 8 से 10 प्रतिशत सालाना की दर से भी अधिक ब्‍याज प्राप्‍त हो सकता है, क्‍योंकि Liquid Funds के अन्‍तर्गत आपके Investment का ज्‍यादातर हिस्‍सा Government Securities and Bonds में Invest किया जाता है। साथ ही Bank FD की तरह सामान्‍यत: किसी भी Liquid Fund का कोई Maturity Period नहीं होता, इसलिए आप जब चाहें तब अपने Liquid Fund में Invested Amount को Cash कर सकते हैं, जिस पर आपको कोई Entry या Exit Load नहीं लगता, जबकि यदि आपने कोई Bank FD की है, जिस पर आपको Maturity के बाद 8 प्रतिशत की दर से Interest प्राप्‍त होने वाला है और यदि आप उसे Maturity से पहले ही तोड़ते हैं, तो आपको 1 प्रतिशत का Exit Load लगता है। यानी आपको आपके जमा धन पर उस दिन तक का केवल 7 प्रतिशत की दर से ही Interest दिया जाता है, जिस दिन आपने Bank FD को Maturity से पहले Break किया है, फिर इस बात से कोई फर्क नहीं पड़ता कि आपने 1 साल के लिए करवाई गई अपनी Bank FD को दूसरे दिन ही तोड़ दिया या 364 वें दिन। साथ ही यदि Bank FD पर मिलने वाला Interest Taxable होता है, इसलिए यदि आपने 20 लाख की Bank FD की हो, जिस पर आपको 8% सालाना की दर से एक साल बाद 16 हजार रूपए प्राप्‍त होंगे, तो आपके Tax Bracket की दर के आधार पर आपको इस 16000 पर Tax Pay करना होगा, जबकि Liquid Fund में 1 साल के लिए 20 लाख रूपए जमा करने पर आपको मिलने वाला लगभग 18 से 20 हजार रूपए के Return पर कोई Tax नहीं लगेगा क्‍योंकि Mutual Fund Companies आपके इस Return पर आपके Behalf पर पहले ही Tax Pay कर चुकी होती हैं और आपको Tax Free Return प्राप्‍त होता है। Money Market मूलत: Businesses के लिए काफी Important होता है क्‍योंकि कई बार बहुत ही कम समय के लिए कम्‍पनियों को कुछ Extra Cash की जरूरत होती है, जिसे वे Money Market से Banks की तुलना में थोड़ा ज्‍यादा ब्‍याज चुका कर प्राप्‍त कर लेती हैं, जबकि कम्‍पनियों के पास जब कुछ Extra Cash पड़ा होता है,
What is Capital Market? Learn the Basics of Finance and Share Markets
What is Capital Market? Learn the Basics of Finance and Share Markets This video above will help in understanding share or capital markets better and also clearing all your doubts. The aim of this video is to provide a basic level understanding of Capital Markets. Visit Elearnmarkets: https://www.elearnmarkets.com Download StockEdge App: www.stockedge.com You can check out the courses here- https://www.elearnmarkets.com/courses To get more updates Follow us on- Facebook- https://www.facebook.com/elearnmarkets Twitter- https://twitter.com/elearnmarkets Google Plus- https://plus.google.com/u/0/109333708... Linkedin- https://www.linkedin.com/company/9399886
Views: 188149 Elearnmarkets.com
Joe Rogan Experience #1002 - Peter Schiff
Peter Schiff is an American businessman, investment broker, author and financial commentator. Schiff is CEO and chief global strategist of Euro Pacific Capital Inc. He also hosts his own podcast called "The Peter Schiff Podcast" available on iTunes and at SchiffRadio.com
Views: 1290331 PowerfulJRE
Personal Financial Planning Tips : How to Invest in a Money Market Account
Ways to invest in a money-market account include through a bank, a mutual-fund company or through a discount brokerage. Earn interest on saved money with a money-market account with advice from a financial planner in free personal-finance video. Expert: Julie Asti, CFP Bio: Julie Asti works as a financial planner for Asti Financial. Filmmaker: Bing Hu
Views: 7843 eHow
BPI Investment Funds 15s TVC 2014 [Official]
Start your investment today, talk to our Investment Counselors about the right investment for you http://bit.ly/OXLmb0 Ten thousand lang to start. We'll guide you in making that money grow. When you change the way you think about money, You can get the best out of life. Make the Best Happen. BPI.
The Money Market- Macroeconomics 4.6
In this video I explain the money market graph with the the demand and supply of money. The graph is used to show the idea of monetary policy and how changing the money supply effects interest rates. Thanks for watching. Please subscribe Macroeconomics Videos https://www.youtube.com/watch?v=XnFv3d8qllI Microeconomics Videos https://www.youtube.com/watch?v=swnoF533C_c Watch Econmovies https://www.youtube.com/playlist?list=PL1oDmcs0xTD9Aig5cP8_R1gzq-mQHgcAH Follow me on Twitter https://twitter.com/acdcleadership
Views: 358018 Jacob Clifford
Reasons Why Millennials Should Invest In A UITF with Mikael Daez | RCBC Talks
Break through the misconception that one can be too young or have too little to invest. Let Mikael Daez demystify UITFs and explain how pooled funds can help a millennial grow their money and beat inflation. Start investing today: http://bit.ly/uitftalkyt
Views: 90004 RCBC
Money markets pose big event risk: Jakobsen
Saxo Bank's chief economist Steen Jakobsen says that US money market reform poses a big potential event risk. Money markets are vehicles to deposit money and foreign banks use them to fund themselves in dollars. But since money market funds are perceived to be more risky, according to Steen Jakobsen, more than $500 bn has been taken out of these types of funds. That's why short term interest rates have been rising, Jakobsen says. The reform will take place October 14-16, 2016. http://video.saxobank.com/video/14470079/money-markets-pose-big-event-risk-jakobsen
Views: 226 Saxo Bank
Chapter 2: Part 1: What is Capital market and money market?
Beginner's Guide To Stock Market: In this video, we have explained in detail about Financial Market, Money Market, and Capital Market which will help to understand the terms. To know more about stock market visit our website or youtube channel. Picture Credits: Graphics: www.freepik.com Visit our website: www.FinnovationZ.com Facebook: www.facebook.com/finnovationz Instagram: www.instagram.com/finnovationzindia Twiiter: www.twitter.com/finnovationz555 Telegram Group: https://t.me/joinchat/AAAAAEJ5MC-hQL7QJr85mw
Views: 109128 FinnovationZ.com
Request-Are Money Market Funds Safe?
As long as they're bailed out by the Federal Reserve - Yes. www.assholeconsulting.com
Views: 2175 AaronClarey
Financial Planning & Investment Tips : Difference Between CD & Money Market Account
A CD (certificate of deposit) is an agreement with a bank to hold money for specific durations, which is different than a money market account. Discover more about the difference between CD and money market accounts with tips from a registered financial consultant in this free video on financial planning. Expert: Patrick Munro Contact: www.northstarnavigator.com Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace. Filmmaker: Reel Media LLC
Views: 4133 eHow
The Best Way to Invest Your Money
Find Your Pros!: https://goo.gl/ErzQgu Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you'll see exclusive content from people like Rachel Cruze, and Chris Hogan, Christy Wright and Chris Brown —as well as all kinds of other video pieces that we'll unveil every day. The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!
Views: 494903 The Dave Ramsey Show
Metrobank Unit Investment Trust Fund
While you're busy building your future, we're here to build your wealth.
Views: 9459 Metrobank
Money Market Fund with Example ? Hindi / Urdu
This Video Give the basic concept Money Market Fund with Example ? Hindi / Urdu For More Informational & Educational Video Visit ZPZ Education Channel & Subscribe Must ZPZ Education For More Latest or new Videos. ZPZ Education Channel Link: www.youtube.com/channel/UCwFzeQDf9cGm_ZeTXV_t5SA
Views: 414 ZPZ Education