Part of the health care reform law, online marketplaces called health insurance exchanges will be set up to help individuals and employers shop for and buy health insurance. This short infographic video explains what health insurance exchanges are as a part of health reform.
Views: 32318 Robert Wood Johnson Foundation
https://advisory.com/research/health-care-advisory-board/multimedia/video/2013/what-is-a-health-insurance-exchange with Dan Diamond, Managing Editor, The Daily Briefing Understand the ACA's 'One-Stop-Shop' Marketplaces It's official, health insurance exchanges are live. But what exactly is a "health insurance exchange"? Government officials often compare the exchanges to online travel sites like Expedia or Orbitz. But given that many exchange websites aren't live yet, I find it helpful to picture a big box store. Like many stores, the exchanges don't actually produce the products they sell, they sell products made by someone else—in this case, insurance plans, created by insurance companies. Stores won't sell just anything, though—they have standards about what they carry. And so do the exchanges.
Views: 1463 Advisory Board
The Affordable Care Act requires individuals to obtain health insurance and employers to offer it, and many of the newly insured will likely turn to health insurance exchanges for coverage. These new virtual marketplaces will allow consumers and small business to comparison shop for affordable health insurance. In this video interview, Jill Yegian, co-director of AIR's Health Policy and Research Group, talks about challenges and opportunities in creating exchanges. She also explains the differing roles of the states and federal government in setting them up and some keys to success. Video shot and produced by Jessica Marcy. For more information, visit AIR's website: air.org or twitter.com/Health_AIR
Views: 7300 American Institutes for Research
Learn more at our website: https://goo.gl/pB2XsA In this video, Ezekiel J. Emanuel talks about four ways to improve the exchanges created by the Affordable Care Act: by incentivizing more insurance companies to participate, by limiting their exposure to risk, by increasing subsidies to people seeking health insurance, and by expanding the pool of people who are eligible to shop on the exchanges.
Views: 105 Penn Medical Ethics & Health Policy Online
Molina Healthcare wants to answer your questions about the Health Insurance Exchange. In this video we answer the question, "How are Health Insurance Exchanges organized?" States may choose to develop their own health exchanges like California and Washington have done, or they may opt out of running their own exchange, in which case the federal government will step in to create an exchange for that state. For additional information about the Marketplace, please visit: www.healthcare.gov Friend us on Facebook: www.facebook.com/molinahealth Follow us on Twitter: @molinahealth
Views: 1317 Molina Healthcare
The stability of the individual health insurance market is on many policymakers’ minds as 2018 open enrollment for individual insurance purchased through the exchanges approaches. Participants in this webinar had the opportunity to hear specifics regarding the cost of premiums in 2018, insurance issuer exits, and whether the Trump administration will continue to provide insurance companies with subsidies to offset the cost of lowering deductibles and other out of pocket costs for certain low-income consumers. This webinar examines how the current climate surrounding the Affordable Care Act may affect the existing individual market.
Views: 1002 CSGovts
Industry thought leader Elizabeth Carpenter shares insights from her session "Health Insurance Exchanges" while at the International Foundation's Annual Employee Benefits Conference. For more information about this topic, visit http://www.ifebp.org/News/FeaturedTopics/HCRC/Marketplace/Health.htm For more information about the Annual Conference, visit http://www.ifebp.org/usannual Visit http://www.ifebp.org/benefitbits for more Benefit Bits.
Views: 89 IFEBP
A health insurance exchange will be an important part of your vocabulary because it is new location individuals and small businesses will purchase insurance. It also determines a lot of penalties created under the Affordable Care Act aka Obamacare.
Views: 87 Sean McGuire
http://www.christianmoney.com The Obamacare health insurance exchanges will open up on October 1. In this week's article Jim Paris discusses how to get started with Obamacare and what tax credits you may be eligible for http://blog.christianmoney.com/2013/08/obamacare-the-final-countdown.html
Views: 108 James L Paris
To learn more visit: http://goldwaterinstitute.org/exchanges The Supreme Court has ruled parts of the federal health care law constitutional, and now states face the decision to set up a state-funded insurance exchange or let the federal government run an exchange in the state. States have a choice -- if a state declines to set up an exchange, the federal government will create one instead and even pick up the tab.
Views: 4245 GoldwaterInstitute
Health insurance exchanges aren't just an opportunity to expand access to health insurance. They also offer states a number of options to drive quality improvement and delivery system reform. Quick on the heels of the Supreme Court ruling on the Affordable Care Act, the Department of Health and Human Services announced new funding to help states continue implementing exchanges. As states and the federal government work to create exchanges, lessons from Aligning Forces for Quality (AF4Q) and other resources from the Robert Wood Johnson Foundation can inform these efforts.
Views: 752 Robert Wood Johnson Foundation
Molina Healthcare wants to answer your questions about the Health Insurance Exchange. In this video we answer the question, "What is the Health Insurance Exchange?" The Health Insurance Exchange is like a travel website but for health insurance. It was an outcome of the Affordable Care Act--more commonly known as Health Care Reform or ObamaCare. It's now estimated that the Affordable Care Act will provide health insurance to about 26 million individuals who are today without health insurance. On the Marketplace, you'll be able to look at all of the insurance options available for you in one place. It was created as a simple way for Individuals and small businesses to buy affordable health care coverage. For additional information about the Marketplace, please visit: www.healthcare.gov Friend us on Facebook: www.facebook.com/molinahealth Follow us on Twitter: @molinahealth
Views: 3122 Molina Healthcare
Thomas McAuliffe from the Missouri Foundation for Health explains how the federal health reform law creates health insurance exchanges or marketplaces to give individuals, families, and small businesses more coverage options. Note: This video was recorded before the Supreme Court issued a ruling on the Patient Protection and Affordable Care Act.
Views: 203 Cover Missouri
So now that open enrollment is active I wanted to show everyone some of the hidden unknowns of the program and why your healthcare is so expensive. I'm on social media! •Twitter: http://twitter.com/craigjackson87 •Facebook: https://www.facebook.com/thecraigjackson/ •Instagram: https://www.instagram.com/craigjackson87/ •Twitch: https://www.twitch.tv/craigjackson87 "Kart Champion " by PlayonLoop.com Licensed under Creative Commons By Attribution 4.0 " Fly High" by PlayOnLoop.com Licensed under Creative Commons By Attribution 4.0
Views: 16767 Craig Jackson
Polls show that a majority of Americans don't understand how the health reform law and the new insurance exchanges -- slated to open Oct. 1 -- work. Who can sign up and what will be covered? Ray Suarez poses your frequently asked questions to NPR's Julie Rovner.
Views: 5968 PBS NewsHour
This Fall, state Health Insurance Exchanges will begin enrolling low-income families in health insurance plans, and allowing them to pay for their insurance with premium tax credits, or subsidies. Exchanges are essential to fulfilling the promise of health care reform, but they're untested, and in many cases behind schedule and over budget. Leaders in both parties believe we should not leave the enrollment effort solely in the hands of unproven exchanges. Many have urged the Department of Health and Human Services to seek help from companies in the private sector. Health and Human Services embraced this approach with regulations that allow states to partner with licensed online health insurance marketplaces from the private sector. This approach creates strong public / private partnerships that combine the best of government and business. But, how would these marketplaces work with a state's exchange? Here is an example of how this process could work: - If we assume many people will do what they're already doing today, every day. - A person who goes to Google or Bing, might search for "health insurance" - The first "free" result they're likely to see is the online health insurance marketplace, eHealthInsurance.com - After clicking on that result, the individual would find themselves on an online marketplace and do what comes naturally, click "find plans" - The consumer then provides some basic anonymous demographic information -- age, gender, zip code, family size and the date they want their coverage to start - An marketplace approved to enroll consumers in qualified health plans using premium tax credits would also need to make the consumer aware that they may be eligible for a subsidy or premium tax credit. - To determine their potential eligibility, the visitor could simply select their income range. - With that small bit of information, an online marketplace could let those who -- based on estimated income and family size - are likely to be eligible for a subsidy to apply for assistance... - A licensed online marketplace could then quickly let the customer know that they may be eligible for a subsidy, and explain the process they'd need to undertake to apply for a subsidy - From here, a consumer could be sent to an exchanges subsidy application page -- all the while having access to a licensed agent or other support resources from the third party online marketplace - Once the subsidy application is complete -- an individual could shop directly on the exchange through an iFrame... - or, depending on the private marketplace's integration with an exchange, customers could shop for insurance using their subsidies right on the online marketplace. - In either case, federal regulations make it clear that customers must be presented with every plan available on the exchange -- again, the exact same plans at the exact same prices as they're displayed on the state's exchange - with the subsidy applied to the cost of the plan.
Views: 562 eHealth
This short excerpt from the film "The Determinators" gives an excellent explanation of the Obamacare "healthcare exchanges" that just went on-line. These exchanges are where individuals and small businesses are mandated to purchase healthcare insurance. See the entire film at http://www.youtube.com/watch?v=A5ju8IgaiGk
Views: 5838 TPPatriots
The Affordable Care Act, also known as Obamacare, will require millions of uninsured people to buy health insurance starting at the first of the year, and the government hopes to simplify that process for them with the health insurance marketplace. News 13's Frank Fraboni explains what you need to know about it.Julia Vandeysheva works at a small coffee shop that doesn't provide health insurance to its employees. Beginning January 1st, 2014, she'll be required by law to buy her own coverage, or face a penaltyJulia Vandysheva, uninsured worker, I am agreed with this system and not at the same time cause certainly if someone needs health insurance no matter what if government tells you to do it or if not. It will be your choice. People like Julia will get to choose what plan they want, one way is through the health insurance marketplace or exchange, run by the federal or state government. It will allow people to compare and pick a private plan based on rates and coverage. California is one of a few states that has already set up an exchange. They have an online calculator for premiums. Some think this is a good gauge of what you can expect, just plug in your household size, income and age, and you see a household of 3 earning $50,000 would have a $657 premium, receive a $315 tax credit for a total premium bill of $343 per month or roughly $4,000 a year.Sharon Robbins is a certified affordable care act insurance specialist. She says no one can be denied coverage because of per-existing conditions, so it would naturally stand to reason that rates will go up because they're going to have to insure everyone no matter what their health status is.But the aim of Obamacare is to make insurance more affordable through competition, streamlining and tax credits for lower income participants. All plans in the exchange will offer certain essential health benefits, but there are 4 tiers of coverage ranging from lower quality, more affordable plans with higher deductibles to more expensive ones that offer better coverage and lower deductibles.Where we may have thousands of plans today, we're going to be much more limited in the new market come January 1, 2014.The health insurance marketplace is meant to simplify medical coverage and the people who still don't buy in will face a penalty, but some may find the penalty easier to swallow than the premium.I think it will put a lot of pressure on some people who are not able to pay for the insurance, there is a reason why some people don't get it.
Views: 1557 WLOS News 13
In which John Green attempts to apply for new health insurance coverage using the Affordable Care Act's insurance exchanges and then through a private insurer that existed before the ACA (aka Obamacare) went into effect. It's of course too soon to tell which of these options will be cheaper, which will offer the best coverage, and so on, but I wanted to explore how the (still very glitchy) exchanges compare to the pre-ACA experience of trying to get approved for coverage. Yes, I realize this video is over 4 minutes. I think it meets the definition of an educational video, but I'll leave it up to y'all to discuss in Our Pants: http://nerdfighteria.vanillaforums.com/
Views: 788230 vlogbrothers
Steve Larsen, deputy administrator and director of the Center for Consumer Information and Insurance Oversight, Centers for Medicare & Medicaid Services, U.S. Department of Health and Human Services, discussed options and deadlines for states in a Dec. 6 webinar, "Health Exchanges: Understanding State Options and Deadlines," sponsored by The Council of State Governments. www.csg.org
Views: 822 CSGovts
The WebInsure Exchange Manager provides the necessary integration between health plans and state health insurance exchanges. It allows health plans to easily showcase their products at the state exchange, seamlessly process the applications of state residents, track payment & subsidy and comply with reporting requirements of the state.
Views: 8477 hCentive Inc
Dr. Valerie Arkoosh explains how ObamaCare's new health insurance exchanges will function, how they will benefit those not receiving healthcare through an employer, and how they will increase competition among insurers and drive down the overall cost of healthcare in the United States.
Views: 225 ObamaCareExplained
California Health Insurance Exchange & MarketPlace-What you need to know: Do you qualify for a tax credit, and/or a subsidy? In order to qualify for a tax credit or subsidy you need to be eligible based on two important factors: 1.) You need to make between $16,000-$45,000 for an individual, $22-$62,000 two party, and $39-94,000 for a family? 2.) If your current employer does not provide benefits that meet the essential health benefit guidelines of the Affordable Care Act, and/or your portion for benefits is more than 9.5% of your gross income. If chose to go without health insurance coverage, the following tax penalties may apply-based on the greater of: First year $95.00 or 1%, 2nd year $325.00 or 2%, 3rd year $695.00 or 2.5%. There are no teeth in this bill from the standpoint that if you decide not to enroll in a health plan the IRS will only be able to assess a tax penalty if you are due a tax refund, otherwise, there is no recourse. What are your options in purchasing individual coverage on the California Health Insurance Exchange come 2014. Beginning October 1, 2013 the California Exchange and MarketPlace will begin the open enrollment process that will continue through March 31, 2014. Every legal and naturalized citizen will be eligible to enroll into a health plan without underwriting, or be denied because of pre-existing conditions. The major individual health insurance carriers on the exchange will be: Anthem Blue Cross, Blue Shield, Kaiser, and Health Net. All carriers will have plans on and off the Exchanges. As a consumer it is important to understand the difference between getting your coverage on the Exchange, and off the Exchange. The first step is to determine if you qualify for a tax credit/subsidy? If do qualify for a tax credit or subsidy and you would like to take advantage of that fact, then you can only purchase your health insurance coverage on the Exchange to receive a tax credit or subsidy. If you do not qualify for a tax credit or subsidy, and you want the lowest cost plan you may want to look at the options off the Exchange. The reason being, is that off Exchange products as of this moment offer greater flexibility in plan options, with higher deductible products that may save you more money. Finally, how will you determine which option is best for you without driving yourself nuts? Get a good, trusted agent or broker who can navigate the best plans on and off the Exchange. Remember, you do not pay one penny more by using an agent. You can go direct to the carriers, The Exchange, or use a broker or agent and your premium will be identical. For more information about the California Health Insurance Exchange & MarketPlace go to www.coveredca.com or you can email us at: [email protected] www.goodrichhealthinsurance.com 800-706-4405
Views: 282 GoodrichHealthInsurance.com
Nov. 29th This video may contain copyrighted material. Such material is made available for educational purposes only. This constitutes a 'fair use' of any such copyrighted material as provided for in Title 17 U.S.C. section 107 of the US Copyright Law.
Views: 2093 selfownership1
Presentation by Brett Graham, Partner, Leavitt Partners, at the 2012 CSG National Conference, held November 30 - December 3 in Austin, Texas. As the political dust surrounding health care reform settles, states are getting down to the business of establishing health insurance exchanges. Participants learned more about key health insurance exchanges issues in the 2013 legislative sessions. This workshop examined exchange planning and implementation efforts—looking at issues for both state-based and federally facilitated approaches, including partnerships. The panel focused on topics such as governance, regulatory oversight and financing, as well as general exchange policy.
Views: 225 CSGovts
http://AIADirectQuote.com Florida health insurance exchanges - The real truth. As we progress forward with Obamacare and it is becoming more evident we must understand where we stand as individuals and family. Let's look at what is involved with the Florida Obamacare exchanges. For more information about what is covered and not covered under exchange health plans talk to an agent today. You can also get your free Florida health insurance quote instantly! GO HERE NOW FREE FLORIDA HEALTH INSURANCE QUOTE http://AIADirectQuote.com
Views: 235 Chip Dobson
http://www.nfib.com/webinars/health-insurance-exchanges In 2014 Health Insurance Exchanges will be introduced in the US. In this webinar learn how these may affect your business, what it means to you and your employees.
Views: 54 NFIB
As part of the implementation of the Affordable Care Act, a series of state health insurance exchanges are being established across the United States. National Pharmaceutical Council Chief Science Officer Dr. Robert Dubois says that there are several issues to watch as states choose benchmark plans that will define the standard set of benefits that must be covered by plans in that state. In particular, he points to the level of choice doctors and patients will have in their selection of medications; concerns about reaching out of pocket spending maximums and the impact on patients; and how individual treatment effects will be considered in coverage decisions.
Views: 262 npcnow
The Emergence of Private Health Insurance Exchanges, by Ashish Kaura, Vice President and Partner: Join Booz & Company's Ashish Kaura and Akshay Kapur as they provide marketplace intelligence, insights and perspectives based on a Booz research including a study of more than 500 employers and 300 consumers regarding interest in private exchanges. Booz & Company is a leading global management consulting firm, helping the world's top businesses, governments, and organizations. with more than 3,300 people in 60 offices around the world.
Views: 427 MCOLdotcom
Find affordable Utah healthcare coverage, compare the best rates and enroll online. You could save up to 100% of your premium with the new federal Obamacare subsidy. View the best options online in seconds. Simply click on our secure link below, provide your zip code and compare the companies that offer the lowest rates for individuals, families and small businesses. http://healthinsurancezoom.com/get-affordable-medical-coverage-in-utah/ The Affordable Care Act (ACA) provides guaranteed medical coverage for Utah residents with no exclusion, waiting period, or extra charge for pre-existing conditions. You can choose among many top-rated companies including Aetna, Arches Mutual, Bridgespan, Humana, National Health, Regence BlueCross BlueShield of Utah, SelectHealth, and Sterling Health. The "SHOP" Exchange is set up for small-business owners to be able to offer attractive plans at a cost employees can afford. Group plans offer comprehensive benefits at rates most workers can afford. Some of the most competitive rates in the state are found in Salt Lake City, Provo, Orem, Ogden, Layton, Taylorsville, and Logan. If you move from one area to another, you my be eligible for a Special Enrollment Period (SEP). Temporary UT medical plans are also offered by many carriers. Typically, rates are very low, and policies are quickly approved. However, they are not eligible for federal subsidies. 2016 Utah Open Enrollment allows you to qualify for very affordable policies that require no medical underwriting.
Views: 88 Edward Harris
http://www.healthtn.com/ get covered now 888-555-1212 Nashville, Tennessee 615-610-1440 Memphis Tennessee: 901.244.4844 Chattanooga, Tennessee: 423-800-5938 Jackson, Tennessee: 731.483.4877 tri-cities 423-800-5938 -------- Get Covered ----- http://www.healthtn.com/get-covered/ HealthTN's experts have years of experience in the insurance industry. Let us put it to work for you. We will guide you through the process of quoting, comparing and applying for an insurance plan. When key parts of the health care law take effect in 2014, more people than ever before will qualify for health insurance that fits their budget. You may be eligible for a free or low-cost plan, or a new kind of tax credit that lowers your monthly premiums right away. Getting covered will be easier than ever for people who are self-employed or people with pre-existing conditions. Health TN is here to navigate the new world of health insurance for you. Fill out the brief form below and one of our agents will contact you within 24 hours to help you find the perfect plan for you. ----------- For those who are self-employed ------ http://www.healthtn.com/self-employed/ If you run an income-generating business with no employees, then you're considered self-employed (not an employer) and can get coverage through the Marketplace. You're not considered an employer even if you hire independent contractors to do some work. Health TN can help you compare important features of several plans side-by-side, all of them offering a full package of essential health benefits. You can see what your premium, deductibles, and out-of-pocket costs will be before you decide to enroll. ------------- Are you a student without insurance? ----- http://www.healthtn.com/student/ Maintain a healthy mind and body Like most students, you've already got enough on your plate. Health Insurance may be the last thing you want to hassle with. But if you don't currently have insurance, or will need it in the future, HealthTN takes the headache out of the process. --------------- Need a plan for your family? ------- http://www.healthtn.com/family/ Finding the best fit for your family. Life can be a roller coaster, especially when medical issues involved. Take the "scare factor" out of the ride with a comprehensive insurance plan that fits your family's needs. It can be a lot to take in, so the more you know, the better decision you can make. Discover how simple it can really be to find the right coverage to protect yourself and your family. Get a quote or look through our resource library, take a look! how to get medical insurance with pre existing conditions, private health insurance with pre existing conditions, how to obtain health insurance with pre-existing conditions, can you be denied health insurance for a pre existing condition, can you get health insurance if you have a pre-existing condition, health insurance options for pre-existing conditions, i need health insurance but i have a pre-existing condition, can i get medical insurance with a pre-existing condition tennessee health insurance exchange, state health insurance exchange, state based health exchanges, health plan exchanges, what is a health benefits exchange, national health care reform insurance exchanges, health insurance exchange rule, state insurance exchanges, affordable care act, health insurance sign up for obamacare insurance, how do i get obamacare insurance, how do i get obamacare, how to sign up for obama health care plan, how do you apply for obamacare, when does obamacare start the Marketplace will offer several kinds of assistance to help you apply for coverage and choose a plan that meets your needs.
Views: 154 HealthTN
Hosts Doug Field, CEO of The Institute for HealthCare Consumerism (IHC), and Brent Macy, Managing Director, speak with Eric Grossman, Senior Partner with Mercer. The topic of discussion is Mercer Marketplace and the role of private exchanges moving forward in health care. Join us every Friday for HealthCare Consumerism Radio from 11:00 a.m. to 12:00 noon EDT(EST) at: http://www.theihcc.com/en/media_center/radio/
Views: 477 HealthCare Consumerism Radio
The Affordable Care Act mandated that all Americans obtain health insurance and created marketplaces, also known as exchanges, to facilitate coverage for the uninsured. But now, enrollees in five states, including Alabama, have only one option for insurance. PBS NewsHour Weekend’s Christopher Booker went to Alabama to look at the impact.
Views: 8488 PBS NewsHour
On October 9, 2014, Penn Wharton PPI and the Leonard Davis Institute of Health Economics co-sponsored the conference Health Care Reform in 2015: What the Research Tells Us. The first of three panels, Health Insurance Exchanges, focused on the latest developments for the federal and state exchanges, reviewed evidence of robust or weak market competition, and identified areas where the exchanges could improve to support rational consumer decisions and robust price competition. The panel was moderated by Heather Howard, Director of the State Health Reform Assistance Network, Lecturer in Public Affairs at the Woodrow Wilson School, Former Commissioner of the New Jersey Department of Health and Senior Services, and Former Associate Director, Domestic Policy Council. Panelists included: Dan Mendelson, Founder and CEO, Avalere Health; Mila Kofman, Executive Director of the DC Health Benefit Exchange; Amanda Starc, Assistant Professor of Health Care Management, University of Pennsylvania; and Jonathan Kolstad, Assistant Professor of Health Care Management, University of Pennsylvania. This video documentation was made possible by Lifelong Learning at Wharton. http://lifelonglearning.wharton.upenn.edu
Views: 351 Wharton Public Policy Initiative
if you have medicare part a or medicate advantage, medicaid chip any job based plan and plan you boutht yourself. online undergraduate and graduateegree programs can help prepare people for career advancement or career cahnges. ibkube degrees. everybody thanks for watching my video. don't forget like, comment, share and subscribe
Views: 179 open education
Officials say the health exchanges created in President Barack Obama's health care law should help millions of Americans get cheaper health insurance rates. (June 30) Subscribe to the Associated Press: http://bit.ly/APYouTube Download AP Mobile: http://www.ap.org/mobile/ Associated Press on Facebook: http://apne.ws/c7lQTV Associated Press on Twitter: http://apne.ws/bTquhb Associated Press on Google+: http://bit.ly/zuTKBL
Views: 1376 Associated Press
While Obamacare is has been under legislative threat all year, it's still the law of the land, which means the exchanges are open for business for 2018. So if you don't get insurance through your employer or Medicare or the VA, you should be shopping for your individual insurance coverage at the exchanges. So get to http://www.healthcare.gov, and get to shopping!
Views: 7060 Healthcare Triage
It's been a month since I made this video and nothing has changed. I cannot find my insurance provider on this disgraceful, unsorted list. Thanks for helping to make ACA a success, New York.
Views: 747 Adam Richman
Georgia Health Insurance News offers the most popular questions and answers about OFF and ON the ACA Marketplace Exchange. Visit www.georgiahealthinsurancenews.com for the latest news and www.georgiahealthinsuranceratesplans.com for the latest about cheap, low cost and affordable insurance. Questions and answers to consider: How do I get an exemption from the Obamacare mandate? You may be exempt from Obamacare if you fall under one of these exemption categories: • You cannot afford coverage. • Your household income falls below the filing threshold. • You are a member of a federally recognized Indian tribe. • You experience a hardship. • You experience a short coverage gap. • You are a member of certain religious sects. • You are a member of a health care sharing ministry. • You are incarcerated (in jail). • You are not lawfully present. What's a health insurance market place or ACA? "The Market Place" is the new name for the Affordable Health Care Act or ACA Federal Exchange. The state of Georgia opted out of a "state" exchange so by default, the government offers an exchange. Once implemented, you will have the opportunity to go to healthcare.gov to determine whether or not you qualify for a subsidy. If you don't, there's no need to worry. We offer many options to get you affordable coverage you need. What happens beyond October, 2013? Starting in October 2013 you will have another way to buy Georgia health insurance. Today, there are many ways to purchase health insurance such as through an Insurance Agent, online using one of many online health insurance internet sites, through your employer, or directly through an insurance company. The new addition commencing in October 2013 is simply an additional way in addition to the above that you can purchase your health insurance. It will be called "The Marketplace" or the "Exchange"... So far, the ACA or Affordable Health Care Act is scheduled to roll out. There are some problems and issues, not to mention the political rumblings in Washington. No matter. We will continue to offer you the best plans from "OFF" Exchange carriers as well as links to the "ON" Exchange Market Place. Stay tuned... What are the essential ACA Health Benefits? Starting in January 2014 the Affordable Health Care Act (ACA), aka ObamaCare requires all health plans* (whether purchased on the Marketplace (Exchange) or off the Marketplace) to contain "Minimum Essential Coverage" where the plans must offer ten (10) essential health benefits. The 10 benefits are as follows: • Ambulatory patient services • Emergency services • Hospitalization • Maternity and newborn care • Mental health and substance abuse services • Prescription drugs • Rehabilitative and Habilitative services and Devices • Laboratory services • Preventive and wellness services and chronic disease management • Pediatric services (including oral and vision care). *Non-Grandfathered Plans - most health plans purchased before March 23, 2010 and are not required to adopt the ACA guidelines, thus will not have to offer the "Minimal Essential Coverage" What is Guarantee Issue and Community Rating in Georgia? Starting on January 1, 2014 health care reform requires all insurance companies to offer coverage to anyone who applies. This is what is known as "Guarantee Issue". With Guaranteed Issue, Insurance Carriers cannot charge premiums based on health history or pre-existing conditions. This new way of calculating premiums is called "Community Rating". Insurance Carriers will base their rates on the cost of care for a Group of People which will be known as a "Risk Pool". In this pool will be healthy people and unhealthy people where the end result will be healthy people balancing out the cost for the unhealthy people. Therefore, the risk and cost are shared by everyone in the pool... How do I qualify on the health insurance exchange? To determine whether you qualify for a premium subsidy, don't pursue it alone. Allow you agent to walk you through the process. We can guide you through the exchange and direct you to carriers that participate with premium subsidized health insurance. You also have the option of visiting www.healthcare.gov to explore you options on your own but we highly advise that you contact a competent, certified health insurance broker agent. Don't go it alone. Can I get health insurance in another state? Not right now. As it is, the government will not allow the purchase of health insurance outside the state of Georgia. However there is a proposal in congress to change that but it's way too early to tell whether interstate transactions for health insurance will actually happen. And more questions... Are there other options for medical insurance? What types of "OFF" Exchange plans are offered? What if I just want my old carrier I'm with now? What about short term insurance in the mean time? What about an HSA? What is it and how does it work?
Views: 535 Georgia Health Insurance
Washington is one of 17 states that are running their own health care exchanges. Though problems with the federal system have caused issues for the state's website, the CEO of the exchange says bipartisan political support gave the state more time to build the system. Ben Tracy reports.
Views: 240 CBS Evening News
This webinar focuses on health insurance exchanges as mandated in the 2009 Affordable Care Act. State policymakers from the South had the opportunity to ask questions of Joel Ario, director of the Office of Health Insurance Exchanges - Center for Consumer Information and Insurance Oversight, presented information about the exchange and answered questions for participants. www.csg.org
Views: 108 CSGovts
Do you have friends and family members in Georgia? Dr. Taffy shares what is happening with the Georgia Health Insurance Exchange for 2018. Who is particpating, who has left, what the rates are and more. If you have any questions or need an alternative, contact Dr. Taffy at 303-576-0670 or http://www.ownyourhealthcare.com . http://www.facebook.com/SelfEmployedHealthBenefits http://www.twitter.com/drtaffy http://twagner.savewithdiscounthealthcare.com
Views: 204 Own Your Health Care
Federal officials have released the much-anticipated proposed rules for states to establish health insurance exchanges. The exchanges are the one of the final pieces of completing the implementation of the health reform. They will go into effect in 2014. (Produced by Naseem S. Miller)
View the rest of the presentation here: http://www.segalco.com/publications-and-resources/archived-presentations-webinars/?id=834
Views: 91 The Segal Group